Marcelino Bernardone

Marcelino Bernardone is a licensed Florida insurance advisor with First Florida Agency, helping individuals, families, and business owners make informed decisions about protecting their homes, vehicles, businesses, and financial interests. He works closely with clients to understand their needs, identify potential coverage gaps, and compare insurance options through a broad range of carriers and markets.

Before entering the insurance industry, Marcelino gained hands-on experience in both the construction and restaurant industries. Those experiences gave him a practical understanding of the risks business owners face, along with a strong appreciation for hard work, attention to detail, and responsive customer service. Today, he works with both personal and commercial insurance clients, assisting with homeowners, auto, flood, umbrella, general liability, commercial property, business auto, workers’ compensation, and other insurance solutions.

Based in St. Augustine, Marcelino lives with his wife, Lizbeth, and their daughter, Caterina, and they are excited to be expecting their second child. Guided by his Catholic faith, he values family, community, and building long-term relationships with the people he serves throughout Northeast Florida. He approaches every client relationship with honesty, integrity, and genuine care, with a goal of providing clear guidance, dependable service, and an insurance relationship clients can rely on as their needs change over time.